Clients can work toward financial independence with approaches designed for a broad range of needs and hundreds of product choices to implement these strategies. 

 

Strategy Implementation

A

Fixed-Income Investments

Mutual Funds (income-oriented)
Unit Investment Trusts (income-oriented)
Municipal and Government Bonds
Money Markets
Certificates of Deposit

B

Equity Investments

Mutual Funds (growth-oriented)
– Large Cap Growth/Value Funds
– Small/Mid Cap Growth/Value Funds
– International Equity Funds
– Asset Allocation Funds
– Sector Funds
– Unit Investment Trusts (growth-oriented)
– Publicly Traded Stocks

C

Individual Retirement/Education Planning

Traditional and Roth IRA
Coverdell Education Savings Account
529 Plans

 

D

Investment Accounts and Advisory Programs

Clients have access to a broad array of brokerage and advisory accounts.

E

Life Insurance

Annual Renewable Term
Level Term — 10-, 15- and 20-Year
Whole Life
Universal Life
Variable Universal Life
Survivorship Variable Universal Life
Survivorship Universal Life
Indexed Universal Life
Survivorship Indexed Universal Life

F

Annuities

Fixed (single flexible & immediate)
Variable Annuities (immediate & flexible payment)
Group Annuities (qualified retirement plans)
Equity Indexed Annuities

 

G

Disability & Long-Term Care Insurance

Individual Disability Income
Individual Long-Term Care

H

Financial Planning

Non-Fee Needs Analysis
Personal Financial Plans
Focused Needs Plans
Personal Financial Plans with Estate Planning Strategies